OPT
OUT NOTICE
Fort Worth City Credit Union,
your member owned financial institution, is committed to providing you with competitive
products and services to meet your financial needs and help you to reach your
goals. We are equally committed to
protecting the privacy of our members.
Under federal law, we are required to give you this privacy notice. It describes our credit union’s privacy
policy and practices concerning the personal information we collect and
disclose about our members. It also
includes information about the parties who receive personal and sometimes
nonpublic information from us as we conduct the business of the credit union.
If
after reading this notice you have questions, please contact us at: (817) 732-2803 or fax to (817) 732-7524
Or
write to:
Member
Services
Fort
Worth City Credit Union
2309
Montgomery Street
We collect nonpublic
personal information about you from the following sources:
·
Information we receive from you on
applications and other forms
·
Information about your transactions with
us
·
Information we receive from a consumer
reporting agency
·
Information obtained when verifying the
information you provide on an application or other forms; this may be obtained
from your current or past employers, or from other institutions where you
conduct financial transactions
We may disclose all of the
information we collect, as described above, as permitted by law.
Parties Who Receive Information From Us
We may disclose nonpublic personal
information about you to the following types of third parties:
·
Financial service providers, such as insurance companies
·
Non-financial companies, such as consumer reporting agencies, data processors,
financial statement publishers, plastic card processors, direct marketers,
non-profit organizations, and government agencies
Disclosure of Information to Parties That Provide Services to Us
In order for us to conduct
the business of the credit union, we may disclose all of the information we
collect, as described above, to companies that perform marketing or other
services on our behalf or to other financial institutions with whom we have
joint marketing agreements so that we may provide member’s competitive products
and services. We may also disclose
nonpublic personal information about you under circumstances as permitted or
required by law. These disclosures
typically include information to process transactions on your behalf, conduct
the operations of our credit union, follow your instructions as you authorize,
or protect the security of our financial records.
To protect our member’s
privacy, we only work with companies that agree to maintain strong
confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the
information we provide to other third parties.
How to Opt Out or Stop Certain Disclosures About You
If you prefer that we do not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures—you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of the disclosures to nonaffiliated third parties, complete the opt out response data below and mail to the address given above.
Opt Out Response Data
Member Name:
___________________________________________
I have read the Privacy
Notice disclosure provided by the credit union, and would like to exercise my
right to opt out, as permitted by law.
Please opt me out for the following:
_____ Nonpublic
Personal Information
Note: Anyone listed on the account may elect to
opt out on the account on behalf of all account holders.
_____ Please opt me out from
all member numbers on which I am listed.
__________________________________________________ _______________________
Member Signature
Date
You may opt out of these
disclosures at any time. This opt out,
by law, will not apply to disclosures that are legally permitted or disclosure
we make to companies that perform services on our behalf or to other financial
institutions that have joint marketing agreements with us.
Once we receive your request, we have a reasonable amount of time to stop the disclosures. You may always contact us for assistance if you wish to later revoke your opt out election.
Note to Joint Account Holders
If you and someone else
(or others) who is/are not member(s) of our credit union has/have obtained a financial
product from us, the nonmember(s) is/are eligible to exercise the right to opt
out. If any one of you exercises the
right to opt out, we will treat it as if all of you directed us to not make
disclosures to nonaffiliated third parties (except those that are permitted by
law).
Disclosure of Information About Former Members
If you terminate your membership with Fort Worth City Credit Union, we will not share information we have collected about you, except as may be permitted or required by law.
How We Protect Your Information
We restrict access to
nonpublic personal information about you to those employees who need to know
that information to provide products or services to you. We maintain physical, electronic, or
procedural safeguards that comply with federal regulations to guard your
nonpublic personal information.
What Members Can Do to Help
Fort Worth City Credit
Union is committed to protecting the privacy of its members. Members can help by following these simple
guidelines:
·
Protect your account numbers, plastic
card numbers, PINs (personal identification numbers) or passwords. Never keep your PIN with your card, which
can provide free access to your accounts if your card is lost or stolen.
·
Use caution when disclosing your account
numbers, social security numbers, etc. to other persons. If someone calls you explaining the call is
on behalf of the credit union and asks for your account number, you should
beware. Official credit union staff
will have access to your information and will not need to ask for it.
·
Keep your information with us
current. If your address or phone
number changes, please let us know. It
is important that we have current information on how to reach you. If we detect potentially fraudulent or
unauthorized activity or use of an account, we will attempt to contact you
immediately.
·
Let us know if you have questions. Please do not hesitate to call us----we are
here to serve you!